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Current refinance rates

What are today’s refinance rates?

On Monday, December 28, 2020, according to Bankrate’s latest survey of the nation’s largest refinance lenders, the benchmark 30-year fixed refinance rate is 2.950% with an APR of 3.170%. The average 15-year fixed refinance rate is 2.410% with an APR of 2.640%. The 5/1 adjustable-rate refinance (ARM) rate is 3.090% with an APR of 4.040%.

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