DRF Team
303.652.8800
Organizer
DRF Team DRF Team
  • Properties
    • Featured Properties
    • Search All Homes
    • Sales Gallery
  • Buy
    • Invest
  • Sell
    • Valuation Request
  • About
    • Our Team
      • Deborah Fowler
    • Testimonials
    • Our Values
    • B-Corp Certification
    • Sustainability Strategy
    • Charities We Support
  • Events
  • Blog
  • Contact
  • DRF Team
  • FAQ
  • How Does the Lender Decide the Maximum Loal Amount that Can Afford?

FAQ

How Does the Lender Decide the Maximum Loal Amount that Can Afford?

The lender considers your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or child support. The lender also considers cash available for down payment and closing costs, credit history, etc. when determining your maximum loan amount.

Close

Recent Posts

  • You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]
  • Why You Shouldn’t Fear Today’s Foreclosure Headlines
  • Pre-Approval in 2023: What You Need To Know
  • Today’s Housing Market Is Nothing Like 15 Years Ago
  • December 2022 Market Snapshot

Recent Comments

No comments to show.

Recent Comments

    Archives

    • February 2023
    • January 2023
    • December 2022
    • November 2022
    • October 2022
    • September 2022
    • August 2022
    • July 2022
    • June 2022
    • May 2022
    • April 2022
    • March 2022
    • February 2022
    • January 2022
    • October 2021
    • August 2021
    • July 2021
    • June 2021
    • May 2021
    • April 2021
    • March 2021
    • February 2021
    • January 2021
    • December 2020
    • August 2020
    • May 2020
    • April 2020
    • March 2020
    • February 2020
    • January 2020
    • November 2019
    • September 2019
    • June 2019
    • May 2019
    • April 2019
    • March 2019
    • December 2018
    • November 2018
    • October 2018
    • September 2018
    • August 2018
    • July 2018
    • June 2018
    • May 2018
    • April 2018
    • March 2018
    • February 2018

    Recent Comments

      Contact Us

      DRF Real Estate LLC
      Slifer Smith & Frampton
      136 2nd Ave, Suite E
      Niwot, CO 80544

      303.652.8800

      info@drfrealestate.com

      Send Us A Message



        Navigate

        • Buy
          • Featured Listings
          • Property Search
          • Open Houses
        • Sell
          • Valuation Request
        • Invest
          • Rental Analysis
        • Resources
          • Mortgage Calculator
          • Property Organizer
        • Company
          • About
          • Testimonials
          • Blog
          • B-Corp Certification
          • Events
          • Contact

        Follow Us

        Stay Connected

        For exclusive news and market updates sign up for our newsletter.

        © 2021-2022 DRF Team. All rights reserved. Designed by Alicia Marie Creative
        Terms of Use | Privacy Policy